Welcome to Stanford Financial Services
“Brokers to the Stars”
National purchasers of Your Future Note Payments

 

SFS Funding Guidelines

Below is a brief summary of the types of fututre incomes we acquire and the basic requirements for our purchase considerations.

Residential Mortgage Notes
Minimum Funding Amount: $30,000 Maximum Funding Amount: $500,000 First position notes only – No Seconds No Interest Only Notes Credit Requirements: Notes seasoned from 90 days to 1 year = 650+ Notes 1 year and older = 600+ Minimum Seasoning Requirement on all residential notes is 90 Days Rehab deals require at least one year of pay history

“What happens with Stanford, stays with Stanford!”

Commercial Mortgage Notes
Minimum Funding Amount: $100,000 Maximum Funding Amount: $2,000,000 First position notes only – No Seconds No Interest Only Notes
Minimum Seasoning Requirement: 120 Days Minimum Credit: 675

Structured Court Settlements
Minimum Funding Amount: $20,000 No Maximum Funding Amount Tobacco Settlements – No Maximum Only settlements paid by insurance companies will be considered
All transactions require a court order
Cases not considered: Workers Comp, Retirement/Disability Plans, Divorce Settlements, Social Security Payments or IRA Plans

Business Notes
Minimum Funding Amount: $20,000 Maximum Funding Amount: $200,000 Minimum Requirements: 3 Months seasoning required – 30% Down Payment – 700+ Credit Personal Guarantee Required by Payer

Lottery Winnings
Minimum Funding Amount: $20,000 No Maximum Funding Amount Only assignable states will be considered

(All Guidelines Subject to Change without notice)

In this 21st Century, the Internet has enabled most of the note purchase transactions to be made over the phone, utilizing emails, and faxes, making it practical and efficient to perform business nationally without the need for expensive travel or overhead. This has greatly reduced the time for processing, customer payments, saving all parties concerned considerable time.